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Renters Policy
H42***********513
Policy active

Access

Obtain limit and coverage details for a particular policy.

Why would I use it?

Tracking & Enforcement

Keep real-time tabs on a customer, vendor, or business partner's insurance to ensure it remains active and automate enforcement actions for lapses.

Insurance Verification

Instantly validate that an insurance policy is active and meets coverage limit and policy feature requirements.

Financial Planning

Incorporate information about insurance products when assessing financial risks and conducting financial planning.

Developer friendly

We do all of the heavy lifting and supply you with the relevant API’s to get you the data you need quickly and easily, integrating directly into your existing workflows.

Want to get up and running quickly? Use one of our tried and tested user interfaces, allowing you to communicate with your customer’s data securely, within minutes.

<?php

use Covie\SDK\Client;

$sdk = Client::createFromCredentials('client-id', 'client-secret');
$policy = $sdk->policies()->get('po_p7pb776gpyan6mqr');
echo json_encode($policy, JSON_PRETTY_PRINT) . PHP_EOL;
{
  "object": "policy",
  "term_length": {
    "unit": "month",
    "value": 6
  },
  "_links": {
    "carrier_logo": {
      "href": "http://localhost/v1/provider_logos/progressive.png"
    },
    "documents": []
  },
  "id": "po_p7pb776gpyan6mqr",
  "carrier": {
    "name": "Progressive"
  },
  "number": "987654321",
  "masked_number": "98*****21",
  "line": "personal_Auto",
  "policyholders": [
    {
      "type": "person",
      "name": {
        "full": "John Doe"
      },
      "address": {
        "line1": "1200 Any Way",
        "line2": "Unit 1337",
        "city": "Austin",
        "state": "TX",
        "postal_code": "78701"
      },
      "email_addresses": [
        {
          "address": "johndoe@example.com",
          "is_primary": true
        }
      ],
      "phone_numbers": [
        {
          "type": "home",
          "number": "+15125551234",
          "is_primary": true
        }
      ],
      "is_primary": true
    },
    {
      "type": "person",
      "name": {
        "full": "Jane Doe"
      },
      "address": {
        "line1": "1200 Any Way",
        "line2": "Unit 1337",
        "city": "Austin",
        "state": "TX",
        "postal_code": "78701"
      },
      "email_addresses": [
        {
          "address": "janedoe@example.com",
          "is_primary": true
        }
      ],
      "phone_numbers": [
        {
          "type": "mobile",
          "number": "+15125555678",
          "is_primary": true
        }
      ],
      "is_primary": false
    }
  ],
  "status": "active",
  "premium": {
    "unit": "USD",
    "value": 473
  },
  "link_id": "li_nxugptyzyinbw2lj",
  "linked_at": "2022-04-12T16:00:01Z",
  "last_synced_at": "202-04-12T16:00:01Z",
  "inception_date": "2021-12-18",
  "expiration_date": "2022-06-18",
  "cancellation_date": null,
  "cancellation_reason": null,
  "fingerprint": "b744el32uzyhi6wvrwod",
  "vehicles": [
    {
      "vin": "1FMYU93185KB04503",
      "make": "FORD",
      "model": "ESCAPE",
      "year": 2005,
      "annual_mileage": null,
      "usage": "pleasure",
      "ownership": "own",
      "drivers": [
        {
          "name": {
            "full": "John Doe"
          },
          "date_of_birth": null,
          "marital_status": "married",
          "gender": "male",
          "age_licensed": null,
          "license_number": "****1234",
          "license_state": "TX",
          "is_primary": true
        },
        {
          "name": {
            "full": "Jane Doe"
          },
          "date_of_birth": null,
          "marital_status": "married",
          "gender": "female",
          "age_licensed": null,
          "license_number": "****9876",
          "license_state": "TX",
          "is_primary": false
        }
      ],
      "garaging_address": null,
      "interests": [],
      "coverages": {
        "property_damage": {
          "name": "property_damage",
          "limits": {
            "occurrence": {
              "unit": "USD",
              "value": 100007
            }
          },
          "deductible": null,
          "premium": null
        },
        "bodily_injury": {
          "name": "bodily_injury",
          "limits": {
            "occurrence": {
              "unit": "USD",
              "value": 300007
            },
            "person": {
              "unit": "USD",
              "value": 100007
            }
          },
          "deductible": null,
          "premium": {
            "unit": "USD",
            "value": 315
          }
        },
        "underinsured_bodily_injury": {
          "name": "underinsured_bodily_injury",
          "limits": {
            "occurrence": {
              "unit": "USD",
              "value": 300007
            },
            "person": {
              "unit": "USD",
              "value": 100007
            }
          },
          "deductible": null,
          "premium": null
        },
        "uninsured_bodily_injury": {
          "name": "uninsured_bodily_injury",
          "limits": {
            "occurrence": {
              "unit": "USD",
              "value": 300007
            },
            "person": {
              "unit": "USD",
              "value": 100007
            }
          },
          "deductible": null,
          "premium": {
            "unit": "USD",
            "value": 35
          }
        },
        "underinsured_property": {
          "name": "underinsured_property",
          "limits": {
            "occurrence": {
              "unit": "USD",
              "value": 50007
            }
          },
          "deductible": {
            "unit": "USD",
            "value": 250
          },
          "premium": null
        },
        "uninsured_property": {
          "name": "uninsured_property",
          "limits": {
            "occurrence": {
              "unit": "USD",
              "value": 50007
            }
          },
          "deductible": {
            "unit": "USD",
            "value": 250
          },
          "premium": {
            "unit": "USD",
            "value": 10
          }
        },
        "personal_injury_protection": {
          "name": "personal_injury_protection",
          "limits": {
            "person": {
              "unit": "USD",
              "value": 2503
            }
          },
          "deductible": null,
          "premium": {
            "unit": "USD",
            "value": 12
          }
        },
        "comprehensive": {
          "name": "comprehensive",
          "limits": null,
          "deductible": {
            "unit": "USD",
            "value": 999
          },
          "premium": {
            "unit": "USD",
            "value": 16
          }
        },
        "rental_car": {
          "name": "rental_car",
          "limits": {
            "day": {
              "unit": "USD",
              "value": 40
            },
            "duration": {
              "unit": "day",
              "value": 30
            }
          },
          "deductible": null,
          "premium": {
            "unit": "USD",
            "value": 12
          }
        },
        "roadside": {
          "name": "roadside",
          "limits": null,
          "deductible": null,
          "premium": {
            "unit": "USD",
            "value": 9
          }
        }
      },
      "discounts": [
        {
          "code": "loyalty",
          "friendly_name": "Continuous Insurance Discount - Gold",
          "amount": null
        },
        {
          "code": "accident_free",
          "friendly_name": "Five Year Accident Free",
          "amount": null
        },
        {
          "code": "homeowner",
          "friendly_name": "Homeowner",
          "amount": null
        },
        {
          "code": "online",
          "friendly_name": "Online Quote",
          "amount": null
        },
        {
          "code": "pay_in_full",
          "friendly_name": "Paid in Full",
          "amount": null
        },
        {
          "code": "paperless_billing",
          "friendly_name": "Paperless",
          "amount": null
        },
        {
          "code": "safe_driver",
          "friendly_name": "Three Year Safe Driving",
          "amount": null
        }
      ]
    }
  ]
}

Want access?

We’re currently working closely with a select group of users. While we’re not currently accepting public registration, you can register your interest and be the first to know when we do go public.

Want to talk?

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